ZMA Cloud CPA

ZMA Cloud CPA is a boutique firm of Chartered Professional Accountants providing high-quality assurance, accounting, advisory, and tax services, dedicated to professional excellence and advancing clients’ strategic objectives.

Why Choose ZMA Cloud CPA

At ZMA Cloud CPA, we go beyond numbers—we provide clarity, guidance, and solutions that help our clients thrive. Our team of experienced professionals is committed to delivering personalized service, practical advice, and lasting value.
By understanding your unique goals, we tailor our approach to support growth, improve efficiency, and build long-term success.

Our Services

  • Audit reports
  • Review reports
  • Compilation reports
  • Business succession planning
  • Expert witness testimony
  • Business plans and financial forecasts
  • Merger and acquisitions planning
  • Due diligence reviews
  • Succession planning
  • Governance and risk analysis
  • Process improvement
  • Income tax preparation
  • Corporate, personal and estate planning
  • Compliance audits and appeals
  • Voluntary disclosures
  • Corporate reorganizations
  • Personal financial planning
  • Trusts

Our Leadership Team

Zak Arif
CPA, CA, TEP
PARTNER
647-366-6111
zak@zmacloudcpa.com

Marco D’Ercole
CPA, CA, LPA
PARTNER
647-366-6113
marco@zmacloudcoa.com

Mohammad Bajwa
CPA, CA, LPA
PARTNER
647-366-6114
bajwa@zmacloudcpa.com

Salim Musaji
CPA, CA, LPA
Senior Consultant
647-366-6115
salim@zmacloudcpa.com

Why Choose Us

At ZMA Cloud CPA, we go beyond numbers—we provide clarity, guidance, and solutions that help our clients thrive. Our team of experienced professionals is committed to delivering personalized service, practical advice, and lasting value. By understanding your unique goals, we tailor our approach to support growth, improve efficiency, and build long-term success.

Over a Decade of Proven Expertise

10+ years of combined accounting and tax experience delivering measurable results for clients across industries.

Specialized Industry Insight

In-depth knowledge of professional corporations and privately held businesses, enabling tailored, high-impact solutions.

Customized Wealth Strategies

Bespoke financial plans designed to grow, safeguard, and maximize your assets.

Technology-Driven Efficiency

Utilizing advanced accounting tools for faster, more precise, and streamlined results.

Strategic Tax Optimization

Proactive, year-round tax planning to reduce liabilities while ensuring full compliance.

Our Testimonials